Atlanta Personal Loan in 2025

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Georgia Atlanta

Eligibility Criteria for Personal Loans

  • A valid government-issued ID for identification verification.
  • Proof of income, such as recent pay stubs or bank statements, to demonstrate financial stability.
  • A completed application form, available on our website or at our local office.
  • Valid contact information, including phone number and email address.
  • Must be at least 18 years of age and a resident of the country.
  • Agreement to the terms and conditions stated in the application.
  • Bank account details for fund transfer, preferably with online banking access.

Trusted Personal Loan Lenders in Atlanta, GA

Explore our curated list of trusted personal loan lenders, committed to providing transparent, reliable financial solutions to support your unique needs and empower your financial journey.

Lender
User Ratings
Address
Phone
Category
Eighth Street Capital
User Raiting:
5.00
Address: 3379 Peachtree Rd NE #555d, Atlanta, GA 30326
Phone: +1 (770) 261-8300
Category: Loan agency
Patriot Capital
User Raiting:
5.00
Address: 3565 Piedmont Rd NE Building 1, Suite 430, Atlanta, GA 30305
Phone: +1 (866) 664-0270
Category: Financial institution
Just Ask Lauri! 24-Hour Mobile Notary & Signing Agent
User Raiting:
5.00
Address: 933 Lee St SW b1, Atlanta, GA 30310
Phone: +1 (404) 790-9484
Category: Financial institution
Syd Sydney Howel | Fairway Independent Mortgage Corporation Loan Officer
User Raiting:
5.00
Address: 5825 Glenridge Dr Building 2, Suite 202, Atlanta, GA 30328
Phone: +1 (404) 943-1003
Category: Financial institution
Yuma Tax Services
User Raiting:
5.00
Address: 2192 Campbellton Rd SW STE 202, Atlanta, GA 30311
Phone: +1 (404) 543-9746
Category: Financial institution
Chatham Capital
User Raiting:
5.00
Address: 1230 Peachtree St NE #1750, Atlanta, GA 30339
Phone: +1 (770) 618-2100
Category: Financial institution
Northpoint Mortgage of Atlanta
User Raiting:
5.00
Address: 245 North Highland Avenue Northeast STE 120, Atlanta, GA 30307
Phone: +1 (404) 418-8080
Category: Financial institution
TitleBucks Title Pawns
User Raiting:
5.00
Address: 2870 M.L.K. Jr Dr SW, Atlanta, GA 30311
Phone: +1 (404) 472-0461
Category: Loan agency
New American Funding - Esmeralda Gonzalez
User Raiting:
5.00
Address: 5607 Glenridge Dr Ste.100, Atlanta, GA 30342
Phone: +1 (404) 205-8144
Category: Financial institution
Capital City Home Loans
User Raiting:
5.00
Address: 3017 Bolling Way NE Suite 158, Atlanta, GA 30305
Phone: +1 (404) 949-9791
Category: Financial institution
LoanCenter Title Loans at Rumba Money Centers
User Raiting:
5.00
Address: 2179 Cheshire Bridge Rd NE, Atlanta, GA 30324
Phone: +1 (404) 905-3621
Category: Loan agency
Carlinique Homes
User Raiting:
5.00
Address: 1201 W Peachtree St NW Suite 2300, Atlanta, GA 30309
Phone: +1 (404) 795-5113
Category: Credit counsel
Nicki Strickland, SWBC Mortgage, GRMA #24696
User Raiting:
5.00
Address: 1000 Parkwood Circle SE Ste. 900, Offices 945 and 947, Atlanta, GA 30339
Phone: +1 (404) 786-2450
Category: Financial institution
First Heritage Mortgage
User Raiting:
5.00
Address: 6285 Barfield Rd #100, Atlanta, GA 30328
Phone: +1 (678) 829-4842
Category: Financial institution
Peach Tree Commercial Capital
User Raiting:
5.00
Address: 1000 Parkwood Cir SE Suite 805, Atlanta, GA 30339
Phone: +1 (678) 269-4020
Category: Financial institution
Rodney Mason at Guaranteed Rate (NMLS #151088)
User Raiting:
5.00
Address: 825 Juniper St NE Office 107, Atlanta, GA 30308
Phone: +1 (404) 591-2453
Category: Financial institution
Bankit Capital Funding
User Raiting:
5.00
Address: 3379 Peachtree Rd NE #555, Atlanta, GA 30326
Phone: +1 (770) 213-5465
Category: Financial institution
Lisbeth Quiner
User Raiting:
5.00
Address: 1050 Crown Pointe Pkwy Suite 450, Atlanta, GA 30338
Phone: +1 (678) 749-8073
Category: Financial institution
New American Funding - Ivan Carrasquero
User Raiting:
5.00
Address: 5607 Glenridge Dr #100, Atlanta, GA 30342
Phone: +1 (404) 205-8146
Category: Financial institution
Hard Money Loans Georgia
User Raiting:
5.00
Address: 3522 Ashford Dunwoody Rd NE, Atlanta, GA 30319
Phone: +1 (404) 229-8004
Category: Financial institution
New American Funding - Jane Schatz
User Raiting:
5.00
Address: 5607 Glenridge Dr #100, Atlanta, GA 30342
Phone: +1 (770) 870-5129
Category: Financial institution
SouthState Bank
User Raiting:
5.00
Address: 4600 Roswell Rd Suite E150, Atlanta, GA 30342
Phone: +1 (678) 244-2250
Category: Bank
NRL Mortgage
User Raiting:
5.00
Address: 100 Hartsfield Center Pkwy suite 500 office 504, Atlanta, GA 30354
Phone: +1 (470) 719-4777
Category: Financial institution
Lashonte Harris - The L. Harris Team at Summit Funding
User Raiting:
5.00
Address: 2300 Camp Creek Pkwy Suite 230, Atlanta, GA 30337
Phone: +1 (404) 424-4974
Category: Financial institution
Montana Capital Car Title Loans
User Raiting:
5.00
Address: 2222 Donald Lee Hollowell Pkwy NW, Atlanta, GA 30318
Phone: +1 (470) 802-2600
Category: Loan agency
The Krebs Team at First Heritage Mortgage, LLC
User Raiting:
5.00
Address: 6285 Barfield Rd #100, Atlanta, GA 30328
Phone: +1 (404) 786-4513
Category: Financial institution
New American Funding - Jay Glover
User Raiting:
5.00
Address: 5607 Glenridge Dr Ste.100, Atlanta, GA 30342
Phone: +1 (678) 609-5237
Category: Financial institution
TitleMax Title Pawns
User Raiting:
5.00
Address: 3024 M.L.K. Jr Dr SW Suite A, Atlanta, GA 30311
Phone: +1 (404) 691-4770
Category: Loan agency
Teena Bare
User Raiting:
5.00
Address: 1050 Crown Pointe Pkwy Suite 450, Atlanta, GA 30338
Phone: +1 (678) 749-0018
Category: Financial institution
Center Parc Credit Union
User Raiting:
5.00
Address: 101 Marietta St NW Suite 140, Atlanta, GA 30303
Phone: +1 (800) 849-8434
Category: Credit union
Edwin Padgett: First Horizon Mortgage
User Raiting:
5.00
Address: 2970 Peachtree Rd NW, Atlanta, GA 30305
Phone: +1 (678) 589-4208
Category: Financial institution
Chase Kennedy Investment
User Raiting:
5.00
Address: 2727 Paces Ferry Rd SE, Atlanta, GA 30339
Phone: +1 (678) 505-0801
Category: Financial institution
Matthew Wadsworth at First Heritage Mortgage, LLC
User Raiting:
5.00
Address: 6285 Barfield Rd #100, Atlanta, GA 30328
Phone: +1 (678) 695-8341
Category: Financial institution
Silver Dollar Financial
User Raiting:
5.00
Address: 3455 Peachtree Rd NE #500, Atlanta, GA 30326
Phone: +1 (844) 871-0628
Category: Financial institution
Stephen Kemble - Movement Mortgage, LLC
User Raiting:
5.00
Address: 1425 Ellsworth Industrial Blvd NW #38, Atlanta, GA 30318
Phone: +1 (404) 512-9323
Category: Financial institution
TitleMax Title Pawns
User Raiting:
5.00
Address: 3825 Jonesboro Rd SE, Atlanta, GA 30354
Phone: +1 (404) 477-2155
Category: Loan agency
First Community Mortgage
User Raiting:
5.00
Address: 3490 Piedmont Rd NE Suite 1350, Atlanta, GA 30305
Phone: +1 (678) 909-7005
Category: Financial institution
C R Mortgage Solutions
User Raiting:
5.00
Address: 585 Grant St SE, Atlanta, GA 30312
Phone: +1 (404) 222-0456
Category: Financial institution
Carputty
User Raiting:
5.00
Address: 3565 Piedmont Road NE, Two Piedmont Center, Suite 225, Atlanta, GA 30305
Phone: +1 (888) 598-2660
Category: Financial institution
Best Check Cash
User Raiting:
5.00
Address: 2455 Piedmont Rd NE, Atlanta, GA 30324
Phone: +1 (770) 666-7718
Category: Check cash
USA Mortgage
User Raiting:
5.00
Address: 1100 Spring St NW #701, Atlanta, GA 30309
Phone: +1 (478) 293-2575
Category: Financial institution
Emory Alliance Credit Union
User Raiting:
5.00
Address: 5671 Peachtree Dunwoody Rd Ste. 150, Atlanta, GA 30342
Phone: +1 (404) 329-6415
Category: Credit union
TitleMax Title Pawns
User Raiting:
5.00
Address: 2132 Campbellton Rd SW Suite G & K, Atlanta, GA 30311
Phone: +1 (404) 756-8285
Category: Loan agency
First-Rate Car Title Loans Chamblee
User Raiting:
5.00
Address: 3580 Pierce Dr, Atlanta, GA 30341
Phone: +1 (912) 215-6536
Category: Loan agency
Highland Mortgage
User Raiting:
5.00
Address: 664 Seminole Ave NE #101, Atlanta, GA 30307
Phone: +1 (404) 850-0959
Category: Financial institution
Fix & Flip Funding - Hard Money Atlanta
User Raiting:
5.00
Address: 2700 Apple Valley Rd NE #3661, Atlanta, GA 30319
Phone: +1 (470) 374-5042
Category: Financial institution
TitleMax Title Pawns
User Raiting:
5.00
Address: 2740 Greenbriar Pkwy SW Suite 17, Atlanta, GA 30331
Phone: +1 (404) 349-7354
Category: Loan agency
Wholesalers Transactional Funding
User Raiting:
5.00
Address: 1273 Metropolitan Ave SE Suite 160063, Atlanta, GA 30316
Phone: +1 (404) 609-0849
Category: Financial institution
Guild Mortgage - Jeffrey Hawks
User Raiting:
5.00
Address: 5901 Peachtree Dunwoody Rd Suite C100, Atlanta, GA 30328
Phone: +1 (678) 736-8500
Category: Financial institution
Gold ATM - Atlanta Jewelry, Diamonds, Watches, Pawn Loans
User Raiting:
5.00
Address: 400 Galleria Pkwy SE 15th Floor, Suite 1500, Atlanta, GA 30339
Phone: +1 (770) 843-4653
Category: Financial institution
Atlantic Capital Bank Headquarters
User Raiting:
5.00
Address: Resurgens Plaza, 945 East Paces Ferry Rd NE Suite 1600, Atlanta, GA 30326
Category: Bank
Fred Curry - Southeast Mortgage
User Raiting:
5.00
Address: 280 Interstate N Cir SE, Atlanta, GA 30339
Phone: +1 (404) 849-8910
Category: Financial institution
Charles Calloway
User Raiting:
5.00
Address: 1050 Crown Pointe Pkwy Suite 450, Atlanta, GA 30338
Phone: +1 (678) 993-4079
Category: Financial institution
Harris Watkins Mortgage Advisor
User Raiting:
5.00
Address: 1858, 3060 Peachtree Rd NW #500, Atlanta, GA 30305
Phone: +1 (404) 390-1098
Category: Financial institution
Silverton Mortgage - In Town
User Raiting:
5.00
Address: 600 Virginia Ave NE, Atlanta, GA 30306
Phone: +1 (404) 812-3800
Category: Financial institution
Lisa Driskell Lawson | Fairway Independent Mortgage Corporation Loan Officer
User Raiting:
5.00
Address: 5825 Glenridge Dr Building 2, Suite 202, Atlanta, GA 30328
Phone: +1 (678) 609-5062
Category: Financial institution
Coeur Capital, Inc.
User Raiting:
5.00
Address: 2970 Peachtree Rd NW, Atlanta, GA 30305
Phone: +1 (678) 236-1000
Category: Financial institution
TitleMax Title Pawns
User Raiting:
5.00
Address: 2015 N Druid Hills Rd, Atlanta, GA 30329
Phone: +1 (404) 997-6011
Category: Loan agency
The Brown Firm
User Raiting:
4.90
Address: 197 14th St NW Suite 200, Atlanta, GA 30318
Phone: +1 (770) 927-8726
Category: Financial institution
Rob Downs at SouthState Mortgage - NMLS ID# 181319
User Raiting:
4.90
Address: 675 Ponce De Leon Ave NE #8500, Atlanta, GA 30308
Phone: +1 (404) 202-4735
Category: Financial institution
Georgia Auto Pawn, Inc.
User Raiting:
4.90
Address: 4220 Fulton Industrial Blvd SW, Atlanta, GA 30336
Phone: +1 (404) 696-1885
Category: Loan agency
Pinnacle Credit Union
User Raiting:
4.90
Address: 536 North Avenue NE, Atlanta, GA 30308
Phone: +1 (404) 888-1648
Category: Credit union
BrightPath Mortgage
User Raiting:
4.90
Address: 1200 Ashwood Pkwy #200, Atlanta, GA 30338
Phone: +1 (888) 222-6003
Category: Financial institution
TitleMax Title Pawns
User Raiting:
4.90
Address: 1820 Metropolitan Pkwy SW, Atlanta, GA 30315
Phone: +1 (404) 758-2405
Category: Loan agency
New American Funding - Jeff Glick
User Raiting:
4.90
Address: 5607 Glenridge Dr #100, Atlanta, GA 30342
Phone: +1 (404) 915-6834
Category: Financial institution
Jasmine Mortgage Team - Waterstone Mortgage Corporation
User Raiting:
4.90
Address: 573 Dutch Valley Rd NE, Atlanta, GA 30324
Phone: +1 (404) 600-1500
Category: Financial institution
TitleMax Title Pawns
User Raiting:
4.90
Address: 1231 Moreland Ave SE, Atlanta, GA 30316
Phone: +1 (404) 627-2798
Category: Loan agency
BankSouth Mortgage
User Raiting:
4.90
Address: 3290 Northside Pkwy NW Suite 600, Atlanta, GA 30327
Phone: +1 (678) 551-7120
Category: Financial institution
SouthState Bank
User Raiting:
4.80
Address: 3565 Piedmont Rd NE Bldg 3 Ste 205, Atlanta, GA 30305
Phone: +1 (404) 264-7979
Category: Bank
Camber Marketing Group
User Raiting:
4.80
Address: 3475 Lenox Rd NE, Atlanta, GA 30326
Phone: +1 (866) 287-4600
Category: Financial institution
Dream Solution Group INC
User Raiting:
4.80
Address: 4516 Washington Rd, Atlanta, GA 30349
Phone: +1 (404) 973-8065
Category: Loan agency
ACE Cash Express
User Raiting:
4.80
Address: 381 Moreland Ave SE, Atlanta, GA 30316
Phone: +1 (404) 525-1668
Category: Check cash
Silverton Mortgage
User Raiting:
4.80
Address: 1201 Peachtree St NE #2050, Atlanta, GA 30361
Phone: +1 (404) 815-0291
Category: Financial institution
ACE Cash Express
User Raiting:
4.70
Address: 3583 M.L.K. Jr Dr SW, Atlanta, GA 30331
Phone: +1 (404) 505-0170
Category: Check cash
Baker Collins & Company, LLC
User Raiting:
4.70
Address: Suite #1002, 260 Peachtree St Suite #1002, Atlanta, GA 30303
Phone: +1 (866) 781-9235
Category: Financial institution
Atlanta Notaries
User Raiting:
4.70
Address: 2200 Century Pkwy NE Suite 9, Atlanta, GA 30345
Phone: +1 (404) 437-9295
Category: Financial institution
Jaguar AT Hennessy
User Raiting:
4.70
Address: 3040 Piedmont Rd NE, Atlanta, GA 30305
Phone: +1 (404) 261-5700
Category: Financial institution
Southeast Mortgage of Georgia
User Raiting:
4.70
Address: 280 Interstate N Cir SE #200, Atlanta, GA 30039
Phone: +1 (770) 279-0222
Category: Financial institution
Capital Financing
User Raiting:
4.70
Address: 270 Carpenter Dr NE STE 300, Atlanta, GA 30328
Phone: +1 (404) 348-4475
Category: Loan agency
John Bohannon, MOVEMENT MORTGAGE
User Raiting:
4.70
Address: 1050 Crown Pointe Pkwy #450, Atlanta, GA 30338
Phone: +1 (770) 480-8210
Category: Financial institution
Reserve at Wildwood by Ashton Woods
User Raiting:
4.60
Address: 1626 Aldworth Pl SE, Atlanta, GA 30339
Phone: +1 (678) 940-6949
Category: Financial institution
Regal Capital Lenders
User Raiting:
4.60
Address: 3384 Peachtree Rd #160, Atlanta, GA 30326
Phone: +1 (404) 846-2400
Category: Loan agency
ATC Income Tax - by Appointments
User Raiting:
4.50
Address: 2636 M.L.K. Jr Dr SW, Atlanta, GA 30311
Phone: +1 (404) 524-8281
Category: Financial institution
Northpoint Mortgage
User Raiting:
4.40
Address: 245 North Highland Avenue Northeast Suite 120, Atlanta, GA 30307
Phone: +1 (404) 418-8080
Category: Financial institution
Acuity
User Raiting:
4.40
Address: 3423 Piedmont Rd NE, Atlanta, GA 30305
Phone: +1 (888) 418-8410
Category: Financial institution
Georgia Title & Escrow Company
User Raiting:
4.40
Address: 945 East Paces Ferry Rd NE, Atlanta, GA 30326
Phone: +1 (678) 448-4148
Category: Financial institution
Dynasty Financial Consulting Inc.
User Raiting:
4.40
Address: 5686 Fulton Industrial Blvd SW Suite 44601, Atlanta, GA 30336
Phone: +1 (770) 518-6455
Category: Financial institution
Capstone Institute of Mortgage Finance
User Raiting:
4.30
Address: 5784 Lake Forrest Dr #280, Atlanta, GA 30328
Phone: +1 (888) 254-3431
Category: Financial institution
ACE Cash Express
User Raiting:
4.30
Address: 461 Ponce De Leon Ave NE, Atlanta, GA 30308
Phone: +1 (404) 888-0890
Category: Check cash
Free At Last Bail Bonds
User Raiting:
4.30
Address: 233 Peachtree St SW, Atlanta, GA 30303
Phone: +1 (404) 577-2245
Category: Financial institution
Now
User Raiting:
4.30
Address: 2300 Peachtree Rd NW Suite C-102, Atlanta, GA 30309
Phone: +1 (855) 966-9435
Category: Financial institution
Walton On The Chattahoochee
User Raiting:
4.30
Address: 2281 Akers Mill Rd SE, Atlanta, GA 30339
Phone: +1 (678) 921-4025
Category: Financial institution
New American Funding - Scott Chapman
User Raiting:
4.30
Address: 5607 Glenridge Dr #100, Atlanta, GA 30342
Category: Financial institution
Truist
User Raiting:
4.20
Address: 2275 Marietta Blvd NW Suite 130, Atlanta, GA 30318
Phone: +1 (404) 720-5099
Category: Bank
PNC Bank
User Raiting:
4.20
Address: 3155 Cobb Pkwy SE, Atlanta, GA 30339
Phone: +1 (678) 247-2071
Category: Bank
Capital on Tap US
User Raiting:
4.10
Address: 725 Ponce De Leon Ave NE Suite 200, Atlanta, GA 30306
Phone: +1 (833) 972-1323
Category: Financial institution
Beazer Homes
User Raiting:
4.00
Address: 1000 Abernathy Rd NE, Atlanta, GA 30328
Phone: +1 (770) 392-2100
Category: Financial institution
Ramsey Credit Services
User Raiting:
4.00
Address: 3340 Peachtree Rd NE #1800, Atlanta, GA 30326
Phone: +1 (877) 515-0955
Category: Credit counsel
Shelter Lending Services - The Robbie Crozier Team
User Raiting:
4.00
Address: 3350 Northlake Pkwy NE, Atlanta, GA 30345
Phone: +1 (404) 329-5595
Category: Financial institution
Restore A Dream Credit Service
User Raiting:
3.90
Address: 3355 Lenox Rd NE Ste 750, Atlanta, GA 30326
Phone: +1 (770) 648-6063
Category: Loan agency
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What Are the Alternatives for Short-term Loans in Atlanta?

Discover safer financial solutions beyond payday loans, emphasizing affordability and transparency to empower you on your journey to financial stability and well-being.

Installment Loans Fast

Installment loans provide borrowers with a set amount of money repaid through scheduled payments. This fast option often offers fixed interest rates, simplifying budgeting for frequent loan users.

Guaranteed Cash Loans

Guaranteed cash loans offer immediate access to funds without collateral, typically requiring proof of income. This ensures quick financing that can be secured even through assured approval processes.

Title Loans Instant

Instant title loans require vehicle titles as collateral, providing borrowers with swift access to funds. Loan amounts depend on the vehicle's value, with lending decisions made rapidly.

No Credit Check Emergency Loan

No credit check emergency loans grant immediate funds for urgent needs, removing traditional credit history evaluations to expedite approval in critical situations requiring quick financial help.

Payday Loans Online

Payday loans online offer short-term monetary solutions that are quickly accessible through digital applications. These loans bridge financial gaps until the next paycheck, delivered entirely online.

P2P Loans Quick

Quick P2P (Peer-to-Peer) loans connect borrowers with individual lenders via online platforms. This method facilitates fast borrowing directly from peers, often at competitive interest rates.

Debt Consolidation Loans Online

Online debt consolidation loans simplify financial management by combining multiple debts into a single, manageable payment plan. This effective strategy is accessible and managed through online platforms.

Bad Credit Loans Fast

Fast bad credit loans provide financial access to those with poor credit scores. These loans offer quick solutions, accommodating borrowers who face challenges with traditional lending criteria.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on personal loans: discover essential tips, insightful resources, and practical steps to effectively manage and benefit from short-term loan solutions. Empower your financial journey.

Industry
Address
Phone
Adventure Sports Facility
Address: 1522 Dekalb Avenue Northeast, Atlanta, GA 30307
Phone: +1 (404) 371-8997
Car Repair and Service
Address: 795 Pollard Boulevard Southwest, Atlanta, GA 30315
Phone: +1 (770) 376-7931
Club & Association
Address: 2723 Northbrook Drive, Atlanta, GA 30340
Phone: +1 (804) 481-2854
College/University
Address: 6600 Peachtree Dunwoody Road Northeast, Atlanta, GA 30328
Phone: +1 (800) 275-4242
Concert Hall
Address: 550 Somerset Terrace Northeast, Atlanta, GA 30306
-
Dentist
Address: 207 Atlanta Avenue Southeast, Atlanta, GA 30315
-
Government Office
Address: Cravey Forest Lane Northeast, Atlanta, GA 30345
Phone: +1 (678) 412-5457
Hospital
Address: 91 West Wieuca Road Northeast, Atlanta, GA 30342
Phone: +1 (404) 851-9093
Kitchens & Bathrooms
Address: 4184 Butternut Place, Atlanta, GA 30349
Phone: +1 (404) 590-7947
Library
Address: 6600 Peachtree Dunwoody Road Northeast, Atlanta, GA 30328
Phone: +1 (404) 965-6533
Motel
Address: 1641 Peachtree Street Northeast, Atlanta, GA 30309
-
Museum
Address: 225 Chester Avenue Southeast, Atlanta, GA 30316
Phone: +1 (404) 522-4097
Pharmacy
Address: 1334 Edmund Park Drive Northeast, Atlanta, GA 30306
Phone: +1 (470) 225-1226
Post Office
Address: Ashford Dunwoody Road Northeast, Atlanta, GA 30319
Phone: +1 (404) 257-1223
Rent-a-Car Facility
Address: 1991 Donald Lee Hollowell Parkway Northwest, Atlanta, GA 30318
Phone: +1 (404) 794-7368

How to Get to Atlanta

Complaints about Short-Term Loans in Georgia

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
512
Struggling to pay your loan
302
Problem when making payments
282
Problem with the payoff process at the end of the loan
184
Getting a line of credit
164
Incorrect information on your report
157
Getting the loan
149
Problem with additional add-on products or services
111
Charged fees or interest I didn't expect
101
Vehicle was repossessed or sold the vehicle
43
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Atlanta

If you need to submit a complaint against a payday lender, you can contact the Georgia Department of Law's Consumer Protection Division. This government organization enforces consumer protection laws and can assist with issues related to payday loans.

  • 2 Martin Luther King Jr. Dr. SE, Suite 356, Atlanta, Georgia 30334-9077
  • (404) 651-8600
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Georgia?

No, payday loans are illegal in Georgia. The state has strict laws regarding short-term, high-interest loans, categorizing them as predatory and therefore banning them to protect consumers.

What is a Title Loan and Is It a Safe Alternative to Payday Loans?

A title loan is a type of secured loan where borrowers use their vehicle title as collateral. While they are legal in Georgia, they can be risky. Title loans often come with high interest rates and short repayment terms, and if the loan is not repaid, the lender can repossess the vehicle. Therefore, while they are an alternative to payday loans, they are not necessarily a safer option and should be considered with caution.

What are Some Legal and Safe Alternatives to Payday Loans in Georgia?

Alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, and borrowing from friends or family. These options are typically safer and offer more favorable terms.

How Can I Recognize an Illegal Payday Loan Offer?

An illegal payday loan offer in Georgia might include promises of quick cash with no credit check, extremely high interest rates, or terms that seem too good to be true. Always verify the lender's credentials and be wary of any offer that seems to bypass state law.

What Steps Can I Take to Manage a Financial Emergency without Resorting to Payday Loans?

To manage a financial emergency, consider creating a budget to handle unexpected expenses, establishing an emergency fund, or seeking assistance from local non-profit organizations or community groups. These steps can help you avoid the need for high-risk loans.

Are There Resources for Financial Advice and Assistance?

Yes, Georgia offers various resources for financial advice and assistance. This includes non-profit credit counseling services, financial education programs, and community assistance initiatives. Resources like GeorgiaLegalAid or MoneyManagement can provide valuable guidance on managing finances and avoiding debt traps.

Georgia Personal Loans Near Me

Abbeville Acworth Adairsville Adel Ailey Alapaha Albany Allentown Alma Alpharetta Americus Arlington Ashburn Athens Atlanta Attapulgus Auburn Augusta Austell Avondale Estates Bainbridge Baldwin Ball Ground Barnesville Barwick Baxley Berkeley Lake Bethlehem Blackshear Blairsville Blakely Bloomingdale Blue Ridge Bogart Bolingbroke Bonaire Bowdon Bowersville Braselton Bremen Brookhaven Brooklet Broxton Brunswick Buena Vista Buford Butler Byron Cairo Calhoun Camilla Canton Carnesville Carrollton Cartersville Cataula Cave Spring Cedar Springs Cedartown Centerville Chamblee Chatsworth Chickamauga City Clarkesville Clarkston Claxton Clayton Clermont Cleveland Cochran Colbert College Park Colquitt Columbus Comer Commerce Concord Conyers Coolidge Cordele Cornelia Corners Covington Crawford Cumming Cuthbert Dacula Dahlonega Dallas Dalton Danielsville Darien Dawson Dawsonville Decatur Demorest Dexter Dillard Doerun Donalsonville Doraville Douglas Douglasville Dublin Duluth Dunwoody East Dublin East Ellijay East Point Eastanollee Eastman Eatonton Edison Elberton Ellabell Ellaville Ellenwood Ellijay Emerson Enigma Eton Evans Fairburn Fairmount Fayetteville Fitzgerald Flowery Branch Folkston Forest Park Forsyth Fort Benning Fort Gaines Fort Oglethorpe Fort Stewart Fort Valley Fortson Franklin Springs Gainesville Garden City Georgetown Gibson Glennville Glenwood Gordon Grantville Gray Grayson Greensboro Greenville Griffin Grovetown Guyton Hahira Hampton Hapeville Harlem Hartwell Hawkinsville Hazlehurst Helen Hephzibah Hiawassee Hill Hinesville Hiram Hogansville Homer Homerville Hoschton Hull Irwinton Jackson Jasper Jefferson Jeffersonville Jekyll Island Jesup Johns Creek Jonesboro Kathleen Kennesaw Keysville Kings Bay Base Kingsland Lafayette Lagrange Lake Park Lakeland Lavonia Lawrenceville Leesburg Lenox Lilburn Lincolnton Lithia Springs Lithonia Locust Grove Loganville Lookout Mountain Louisville Lovejoy Ludowici Lumber City Lumpkin Luthersville Lyerly Lyons Mableton Macon Madison Manchester Marble Hill Marietta Martinez Mary's Mauk Mccaysville Mcdonough Mcrae helena Metter Midland Midville Midway Milledgeville Millen Milton Mineral Bluff Molena Monroe Montezuma Monticello Moody Afb Morrow Morven Moultrie Mountain City Mt Airy Murrayville Nahunta Nashville Newington Newnan Nicholls Norcross Oakwood Ocilla Odum Palmetto Peachtree City Peachtree Corners Pearson Pelham Pembroke Perry Pine Lake Pine Mountain Pooler Port Wentworth Porterdale Powder Springs Quitman Ray City Reidsville Rex Reynolds Rhine Rica Riceboro Richland Richmond Hill Rincon Ringgold Rising Fawn Riverdale Roberta Rochelle Rock Spring Rockmart Rome Rossville Roswell Royston Rydal Sandersville Sandy Springs Sautee Nacoochee Savannah Screven Sea Island Senoia Sharpsburg Shellman Smyrna Snellville Social Circle Soperton Sparta Springfield Springs St George St Marys St Simons Island Statesboro Statham Stockbridge Stone Mountain Stonecrest Sugar Hill Summerville Suwanee Swainsboro Sylvania Sylvester Talbotton Talking Rock Tallapoosa Talmo Tbilisi Temple Thomaston Thomasville Thomson Tifton Tignall Toccoa Trenton Trion Tucker Tunnel Hill Tybee Island Tyrone Unadilla Union City Union Point Uvalda Valdosta Vidalia Vienna Villa Rica Village Wadley Waleska Warner Robins Warrenton Washington Watkinsville Waycross Waynesboro West Point Whigham Whitemarsh Island Whitley City Willacoochee Williamson Winder Woodland Woodstock Wrens Wrightsville Young Harris Zebulon